hike the first day of business of banks dump busy
rate hike , and 1-year benchmark deposit and lending rates from December 26 onwards by 0.25 percentage points. For the public, how to enjoy the new deposit rate as soon as possible , is a priority. Since the rate hike can not be deposited with the central bank fixed deposit interest rates , so unwilling to suffer the loss of depositors still have the option to save certificates of deposit during the period for early withdrawal after the dump .
Asked than October 20 of the benchmark deposit and lending interest rates to increase ,blackhawks jerseys, the lobby manager , said Oct. 20 that basically no movement ,vibram 5 fingers, but this reaction than larger.
busy watching people dump Tingduo
But she also said that such a deposit as Grandma Li 5-year period or less , because a little money management , and are not regularly kept 5 years, are generally kept for 1 year.
financial planner : the shorter the memory dump of the more cost-effective
is not all dump by raising interest rates to savers can benefit from it? Taizhou Economic Development Zone Agricultural Bank of China branch , said financial adviser Persistence and global stability : not everyone is suited dumped .
Introduction Persistence and global stability : by saving regulations, paid the outstanding time deposits , deposits of both banks can only be the length of the current annual rate of interest 0.36% , which means to renew the maturity also need to pay a certain cost. And this cost will depend on the level of deposits with the length of time . Into shorter ,mac brushes, less the loss of early withdrawals ,mac makeup, interest rates are moved by
prime offset and the greater the possibility of go-ahead .
Persistence and global stability calculations, if the one-year example calculation , 360 × 1 × (2.75% -2.50%) ÷ (2.75% -0.36%) = 37, then the critical point is 37 days. Means that the number of days have been kept less than 37 days in the dump depositors still have benefits for more than 37 days will be worth the depositors dump . So , the critical point of 2-year and 67 days, 3 years, the critical point of 85 days , the critical point of 5 years is 150 days.
OF : Zhu Yinping Editor: Yu Caihong
